Exploring Strategies like Cash-Out Refinancing for Real Estate Success – Robert Kiyosaki

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This video was recorded during a private meeting at the Rich Dad offices. Rich Dad Advisor on Taxes, Tom Wheelwright, and Rich Dad Advisor on Real Estate Ken McElroy shared how the rich use debt and taxes to get richer.

Real estate investment can be a powerful wealth-building tool, and understanding the strategies involved can lead to financial success. In this article, we will explore the world of real estate investment, from the basics of property acquisition to advanced techniques like cash-out refinancing.

Cash-out refinancing is an advanced strategy that can provide liquidity and unlock the equity in a property. This method involves refinancing your property for a higher amount than you owe and taking the difference in cash. The key to successful cash-out refinancing is increasing the property's value through renovations and rent increases.

The power of this strategy becomes evident when you repeat the process. Over time, as you increase the property's value, you can refinance, return investors' equity, and receive additional tax-free cash. This approach can lead to an infinite return on your initial investment.

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Cameron Long

  • No Carbs Nation says:

    Great video and explanation. Wish I was in a position to do what Ken is doing!

  • K. T. says:

    Oh my gosh, this content is so valuable I have never seen anything like this on the internet! Thank you rich Dad!

  • Motivational Motivations says:

    This is so educational. Especially if you’re a person that wants to learn about stuff like this. And it was not hard to understand

    • WHATSÅPP +① (③①⑧) ⑥⑧⑤‑⑤⑧⑥③ says:


  • Will Baack says:

    I’m 48 years old and I’m pissed that noone ever pulled me aside and showed me in broad strokes like this how money works. And why they don’t is simple. They needed me in the team to stay in the employee quadrant.

    • DeeSplash says:

      Feels bad, good thing I’m learning financial literacy at 22. Cheers mate 🍻

    • Kyle Suer says:

      I feel the same, this system based on bank and their money lending. I think now I am too late to start real estate investment so just watching these shows and see how rich getting richer.

    • Pass Kall says:

      Banks write the financial education curriculum for public school haha

    • Jeramie B says:

      i totally know how you feel , im at 49 in oct, and pissed at my self for not getting out of the rat race and investigated money deeper

  • Cuddy B says:

    Great content in your channel, I’m 53 and my wife and I reached $1M net worth in 2017, five years later it’s $2.4M. Our yearly salary is a little over $100K. We drive older cars, cook at home, eat leftovers, and have 2 in college. We saved for college and our boys help by working. They will graduate debt free.

    • Marco Polo says:

      Right there with you. I’m retiring early, no debt. Kids are taken care of. Building my dream home on 11 acres, looking over the river valley. there are loads of ways to make a killing right now, but such high-volume near impeccable tradess can only be carried out by real-time experts.

    • Wiebe Platt says:

      I’ve been on both end of the spectrum, I was lnvesting on my own for about 3years, did my own study and analysis before actually buying, things became rather difficult after the pandemic which was right about when I reached out to a portfoIio-advisor for guidance, It’s been over 2 years and I’ve scaled up a stagnant reserve of $280K to $700k in just about 24months.

    • instinctively_awesome says:

      @Wiebe Platt I read inflation is over 10% but as we know it’s definitely way more than the media would like to admit, my plan to earn more passively and ride this out, can you investment-advisor assist?

    • Wiebe Platt says:

      Sure, the investment-advisor that guides me is “Susan Agnes Hancock”, she popular and has quite a following, so it shouldn’t be a hassle to find her, just search her

    • Isaiah Ayers says:

      @instinctively_awesome the media reports what economists and their models and formulas say. The media doesn’t just make up a number.

  • Susanna Bruemmer says:

    Nobody can become financially successful over night. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals

    • Stansbury Clarice says:

      My advice to new investors: Buy good companies stocks and hold them as long as they are good companies. Just do this and ignore the forecasts and market views which are at best entertaining but completely useless

    • Presley Nobert says:

      The key to big returns is not big moving stocks. It’s managing risk in relationship to reward. Having the correct size on and turning your edge as many times as necessary to reach your goal. That holds true from long term investing to day trading

    • Presley Nobert says:

      what i think you need is a Financial Adviser, who can help you get in and out of any stock you buy at any time and you’d sure be in Profit

    • Terrall Coscarelli says:

      who would you recommend?

    • Presley Nobert says:

      *TERESA JENSEN WHITE,* That’s whom i work with

  • Sam Muchai says:

    This is one of the best educative video on Investing,Business and Money i have ever..ever come across online.Fantastic explanations and Tips.Quite refined for a clear picture especially if your are a businessperson or investor regardless of your location in this beautiful world.Thank you Team

    • Making Melody says:

      I’m halfway through this video and thought the same thing after 10min in. This is incredibly transparent, and I feel envious of the students in the room.

  • Frank Wells says:

    I will forever be indebted to you you’ve changed my whole life continue to preach about your name for the world to hear you’ve saved me from a huge financial debt with just little investment, thanks so much Mrs. Katherine Haley

  • NICK RAYNER says:

    I have been looking into real estate for a year now and watching this video made the lightbulb go off. Depreciation literally makes my investment tax free as long as I buy as a business. So my son wants to rent a house, guess who is buying a house for my son to rent? Thanks for all your advice and education.

  • Alonso Carlos says:

    I’m here to learn how to trade and also to invest. After listening to a guy on a live program about the importance of investing and how he made $950k in 2 months from $142k, somehow this video has helped shed light on key points, but I’m still confused as a newbie and I’m open to meaningful ideas.

  • Dubbahco says:

    00:00:00 – How the System Works
    00:07:52 – Affordable Housing: The Real Estate Story
    00:16:39 – Real Estate: Debt Management, Financing
    00:21:04 – The Value of a Cash Out Refi
    00:27:42 – The Fed’s mandate for higher taxes
    00:33:29 – Trump on Rich People Cheating on Their Taxes
    00:39:26 – Robert and Kenny: Compounding Their Tax Benefits
    00:39:56 – Don’t Trust Your Asset
    00:44:03 – In the Elevator With Robert Kaplan
    00:49:22 – How is Cash Flow Being Valued?

  • Stanley tucci says:

    I am aware that continuing to invest during periods of volatility can be a smart way to build wealth. I’ve heard testimonies of people accruing over $250k this red period. What measures can I take to ensure this?

    • Cyril Balistreri says:

      You’re right! The current market might give opportunities to maximize profit, but in order to execute such effective transactions, you must be a skilled practitioner.

    • Gabriel mm says:

      Absolutely, I am a project manager and my personal portfolio of approximately $550k took a big hit in April due to the crash. I quickly got in touch with a financial planner that devised a defensive strategy to protect and profit my portfolio this red season. I’ve made over $120k since then.

    • Gabriel mm says:

      Scarlett Bell My advisor is ‘’Frances Annette Batista” In terms of portfolio diversity, she’s a genius. You can glance her name up on the internet and verify her yourself. she has years of financial market experience.

    • James Pearson says:

      @Gabriel mm Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

    • semperfi 1918 says:

      Scarlett Bell you need a mentor.

  • Darnell Capriccioso says:

    Thank you. Just what I needed to watch.
    My wife and I are directors of our farm business and own property, plus small pensions. I am nearly 55, my wife is 52.
    We have started to save to retire from the farm, and possibly live on rental income, I’d really appreciate you go LIVE and talk about how to earn passive income online and retire comfortably.

    • Maia Danziger says:

      you should consider financial planning.

    • Tatiana Starcic says:

      Craig Daniels ​I totally agree, I’m 60 and newly retired with about 1.2 million outside retirement funds, no debt, and very small dollars in retirement. I don’t base my market judgements and decisions on rumours and here-says, got the best of me 2020 and had me holding worthless position in the market, I had to revamp my entire portfolio through the aid of an advisor, before I started seeing any significant results happens in my portfolio, been using the same advisor and I’ve scaled up 750k within 2 years, whether a bullish or down market, both makes for good profit, it all depends on where you’re looking.

    • richard hudson says:

      @Tatiana Starcic Do you mind sharing info on the adviser who assisted you? been saving for pension since age 18 – company scheme. along the way I hit higher tax, so I added to my company pension with a SIPP (tax benefits) I’m 50 now and would love to grow my finance more aggressively, there are a few cars I still wish to drive, a few mega holidays, etc.

    • Tatiana Starcic says:

      @richard hudson The advisor that guides me is Melissa Scott Glazner, most likely the internet is where to find her basic info, just search her name. She’s established.

  • Kauan Silva says:

    To my understanding this just proves how much we need an edge as investors because playing the market like everyone else just isn’t good enough. I’ve been quite unsure about investing in this current market and at the same time I feel it’s the best time to get started on the market, what are your thoughts?

    • James Pearson says:

      Since the crash, I’ve been in the red. I’m playing the long term game, so I’m not too worried but Jim Cramer mentioned there are still a lot of great opportunities, though stocks has been down a lot. I also heard news of a guy that made $250k from about $110k since the crash and I would really look to know how to go about this.

    • Craig Mitchell says:

      I agree, my profit has been consistent no matter the market situation, I got into the market early 2019 and the constant downtrends and losses discouraged me so I sold off, got back in Dec 2020 this time with guidance from an investment adviser that was recommended by a popular economist on a subreddit, long story short, its been 2years now and I’ve gained over $850k following guidance from my investment adviser.

    • Kaleb White says:

      @Craig Mitchell I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you?

    • Craig Mitchell says:

      My advisor is ‘’Laura Marie Ray’’ she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

    • Tyler Lambe says:

      @Craig Mitchell She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

  • Kayla Wood says:

    If we are being truthful to ourselves, just like the rich, taxes can be a big pain. Income tax, value added tax, property tax, etc. Paying taxes is good, but we could also create our own tax havens. I personally put my money mostly in the stock market, since its appreciation is not taxable, and then when I sell, I find ways to make the income non-deductible in taxes. I ‘m currently sitting on more than $327k of cash, and I’m definitely throwing it in the market. Just thinking of how to not lose it all, since the market is red.

    • Legado says:

      It upsets me how simple things like this are not taught in school, and then people complain about taxing the rich everyday, as though the rich should pay for their own ignorance. I have been doing the same thing myself, using the market to shield myself from the market. But I hate making mundane decisions, so I just invest through an advisor, making good profits, avoiding taxes, while doing very little work.

    • Zahair O'Brian says:

      Roland Ray I’ve been thinking of going this route of using an advisor. Could you recommend yours? And also, how do you prevent capital gain tax?

    • Zahair O'Brian says:

      Roland Ray Thank you. I just checked her out now and I’ve sent an email. I hope she gets back to me soon. I’ve been thinking of doing this for a long time now, and I’ve procrastinated enough already.

    • Masacrrr ttv says:

      Stock is taxable

  • Laila Alfaddil says:

    Thanks for this amazing information !! If you don’t find a means of multiplying money, you will wake up one day to realise that the money you thought you had, has finished. Investment is key, I pray that anyone who reads this will be successful in life

    • Fred Williams says:

      You’re absolutely right , to be a successful in life required not only hard work but awareness and sometime opportunity at the moment , investment remains the best to start .

    • Fred Williams says:

      Very true, I started investing before the pandemic and that same year I pulled a profit of about $750k with no prior investing experience, basically all I was doing was seeking guidance from *ROCHELLE DUNGCA-SCHREIBER* who’s a guru in the game, you can be passively involved with the aid of a professional.

    • Yassine Khaoua says:

      It took me 3 years to stop trying to predict what’s about to happen in the market based on charts studying because you never know. Please, i need the help of your Investment advisor.

    • Laila Alfaddil says:

      *ROCHELLE DUNGCA-SCHREIBER* is my portfolio-coach, I found her on Bloomberg where she was featured, I looked up her name on the internet. Fortunately I came across her site and reached out to her, you can verify her yourself.

    • Gerald Nebo says:

      Everyone tells you to invest but noone teach you how and where?

  • TheAnonymous1 One says:

    What a great team. Tom really stood out to me. The way he explains things really makes it easy to understand.

  • Ric De Clerk says:

    This is why the Rich Dad Company will continue growing. The amount of lives you’re greatly impacting Mr. Kiyosaki! Be richly blessed🙏🏻🙏🏻

  • Jake Gokey says:

    I am 15 and my mindset is so much different then my classmates I know that school is a waste of time and I know about e-commerce and how to be an eunturpernuer and how to make money work for me and I also know marketing and how to sell and I still can’t wait for all the stuff I have to learn. Loved the vid thanks

  • yung says:

    The year is almost over and very glad about the decisions I have made so far. Investing in the market earlier this year regardless of the market conditions has saved my life. I made over 70k USD with a start of 25k in the last 7 months. I know it’s nothing compared to what others make but I’m glad I’m changing my finances

    • yung says:

      Spot on. The market presents different opportunities to create passive income, with the right skill and proper understanding you’re good to go.

    • Augusta J says:

      You’re right, the best time to buy in the market is when there’s fear. A huge part of my growth has also come during this bear market. This year alone, I have scaled from 180k to over 354k.

    • Augusta J says:

      I diversify my portfolio into real estate crowdfunding, stocks, and cryptomarket. Although I’m able to achieve this growing with *Olivia Charlotte Oswald.*

    • Sarah fletcher says:

      I’m very much aware of the great benefits of working with a pro but I haven’t found one for myself.

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