What to Do Before Fear or Greed Takes Over – Andy Tanner, Del Denney

Fear and greed in investing can destroy even a well-researched investment strategy. When stock prices fall, fear pushes investors to sell before losses get worse. When prices rise, greed creates urgency to buy before an opportunity disappears.

But what if the biggest threat to your portfolio isn't the stock market? What if it's how you react to it?

In this episode, host Del Denney welcomes Rich Dad investing expert Andy Tanner to explore the psychology behind emotional investing, why fear and greed influence financial decisions, and how investors can develop the discipline to make better decisions in volatile markets.

Andy challenges the idea that successful investors simply need to eliminate their emotions.

Instead, he explains why emotions are a natural part of human behavior—and why learning to recognize and manage them is essential to financial education.

Most investors consider fear and greed opposite emotions.

Andy sees them differently.

He explains that both emotions originate from fear, but they focus on different outcomes.

Greed is the fear of missing out on something you could gain.

Panic is the fear of losing something you already have.

Both can cause investors to react before evaluating the facts.

A falling stock price may trigger an immediate urge to sell. A rapidly rising stock may create pressure to buy without understanding the underlying investment.

Andy discusses how the brain's survival responses can influence financial behavior and why emotional reactions often occur before deliberate analysis.

The problem isn't experiencing fear or excitement. It's allowing those feelings to make investment decisions.

One of Andy's most important lessons is that investors should stop trying to predict every market movement and start preparing for different outcomes.

Andy shares several practical strategies to help investors recognize emotional reactions and make more disciplined decisions.

First, he emphasizes the importance of building a team.

Experienced mentors, coaches, and financial professionals can provide an outside perspective when fear or excitement makes it difficult to evaluate an investment objectively.

Second, he encourages investors to replace predictions with preparation.

A written investment plan helps establish expectations before market volatility creates pressure to act.

Third, Andy recommends journaling investment decisions and learning from experience.

By recording mistakes, evaluating outcomes, and practicing with smaller positions or paper trading, investors can develop greater familiarity with market uncertainty.

Finally, he emphasizes the value of learning from experienced investors who have already navigated different market conditions.

What you'll learn:

– How fear and greed influence stock market decisions
– Why panic selling and FOMO investing can lead to costly mistakes
– How emotional reactions can precede rational thinking
– Why investors should manage emotions instead of trying to eliminate them
– Why having an investment plan reduces reactive decision-making
– How mentors and experienced professionals can provide perspective
– Why understanding investment risk matters more than predicting market direction

Throughout the conversation, Andy reinforces a central Rich Dad principle: Financial education helps investors replace uncertainty with understanding.

Investors cannot control market movements, but they can control how they prepare, what they learn, and the decisions they make.

Del closes with an important reminder: Feeling fear or excitement doesn't make someone a bad investor. Allowing those emotions to dictate financial decisions creates the real problem.

Successful investing isn't about never feeling fear. It's about developing the knowledge, discipline, and preparation to make informed decisions even when emotions run high.

🎯 Visit for access to FREE investing tools, including Andy’s “Power of 6” ebook.

00:00 Fear and Greed Intro
00:59 Click and Get Paid Resources
02:30 What Fear Looks Like
05:04 Greed vs Panic Explained
09:25 Can You Eliminate Fear
14:57 Prepare Plans Not Predictions
18:44 Journal and Train Your Brain
23:07 Build Your Investing Blueprint
25:28 Greed Mindset and Robert Story
26:33 Final Takeaways
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Disclaimer: The information provided in this video is for educational and informational purposes only. It should not be considered as financial advice or a recommendation to buy or sell any financial instrument or engage in any financial activity.

The content presented here is based on the speaker's personal opinions and research, which may not always be accurate or up-to-date. Financial markets and investments carry inherent risks, and individuals should conduct their own research and seek professional advice before making any financial decisions.

Cameron Long

Cameron is a seasoned CFO and CPA with 31 years in finance. He created the AI Trader's Playbook to help everyday investors use AI to find high-confidence trades — in minutes, not hours.

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