Why The Rich Don’t Trust 401(k)s – Do This Instead! – Robert Kiyosaki
What if everything you’ve been told about retirement is a lie? In this episode of Rich Dad Radio Show, Robert Kiyosaki and a panel of experts, including Andy Tanner and Marin Katusa, break down why 401(k)s aren’t the wealth-building vehicles you think they are—and how the rich actually invest to generate cash flow.
Forget buy-and-hold strategies and risky stock market speculation. The wealthy don’t just invest in paper assets—they focus on cash-flowing businesses, real estate, and alternative assets like commodities and carbon credits. Marin Katusa dives into game-changing investments that are being used by some of the biggest companies in the world.
If you’re relying on a 401(k) for your future, you might be in for a rude awakening.
This episode reveals:
– Why 401(k)s make Wall Street rich—not you
– How carbon credits could be bigger than Bitcoin
– Why financial education is your greatest asset- The real investment strategies of the ultra-rich
Stop playing by Wall Street’s rules. Learn what the rich do differently—and how you can take control of your financial future today!
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Disclaimer: The information provided in this video is for educational and informational purposes only. It should not be considered as financial advice or a recommendation to buy or sell any financial instrument or engage in any financial activity.
The content presented here is based on the speaker's personal opinions and research, which may not always be accurate or up-to-date. Financial markets and investments carry inherent risks, and individuals should conduct their own research and seek professional advice before making any financial decisions.
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There’s a book called The Gilded Nexus of Prosperity, and it talks about how using some secret techniques you can attract a lot of money, it’s not some bullshit law of attraction, it’s the real deal
I’ll buy you a dinner for this recommendation
The 401(k) is great investment vehicle for retirement. Very little fees almost 10 times more fees than a real estate investment. And it has great growth as respect to what you actually deposit. Even Warren Buffett has a $24 million Roth 401(k). This is how you build a safe retirement income.
To build the wealth or become rich, you have to put a lot of risk out there that can potentially financially ruin you for decades. To build a real estate portfolio, you need a lot of reserves or unexpected expenses can really damage your ability to grow that type of business.
From Warren Buffett’s perspective, $24 million is like pocket change. It is not his main investment. But most people invest way more than pocket change in the 401(k)!!
@ Warren Buffett is limited how much he can put in. For the average person they will not get close to actually maxing it out. If they can’t max out a 401k they have no financial footing that they should risk becoming a real estate mogul. Real estate has far higher fees far higher risk of losing everything.
People should only get into Real estate when they have enough reserves to handle the down sides.
You should know that the Keystone pipeline was never shut down and has been fully operational since 2014.
They know there just manipulating everyone. Robert hasn’t made any real money outside of stealing from his audience
6:45 investors should ALWAYS QUESTION EVERYTHING! TRUST NO ONE INCLUDING THESE PEOPLE. Bankers, business people and other investors are con artist. The end
16:30 you want gold and silver? go to YOUR local shops, not these people. Meet your neighbor. If you cant hold it, you dont own it.
I’m so happy to see Kim more
This sounds like Klaus Schwab’s WEF slang, very scary.
It’s a green grift.
Why does it cost so much?
I know many people who have a 401k over 200k. Just don’t let your 401k be your only investment vechicle.
You didn’t say how and where to buy carbon credits!
Thank you Robert , Kim kiyosaki ThanK you , Return on information. Thank you very much
Thank you guys for your kind education ❤🎉🎉
I totally agree with what you are saying, I started crypto in August 2017, and I bought in. I was up 5x by December only to watch that disappear quickly and then watch the original investment go down by about 85% during the ensuing 4 year bear market. I took the opportunity to accumulate more over the last 4 years which was hard to do and at the same time a smart thing to do. I wish I had bought more. I have learned from youtubers and other expect traders especially my mentor Antonio Devon, who taught me how to make trade and increase my crypto from 3 to 8.3 btc no one really knows what is going to happen and I know you are only saying what you think will happen based on the past. It is yours and my opinion so people should make their own investment choices based on their own research.
He mostly interacts on Telegrams, using the user-name,
@Antoniodevon⭐
On the grand scheme of things, once you understand the potential of trad!ng, you can bet on it but I think people need the education to fully understand..
Met Mr Antonio for the first time at a conference in Manchester, traded with portfolio of £55k and traded in 3 month making close to £450k
@@LivianaAlexandr Thanks for keeping it light and real at the same time. Much needed for us traders in times like these!
Thanks once again for the financial information Robert Kiyosaki and Rich Dad Team.
The 401k and IRA accounts offer valuable tax benefits and flexibility to help people save for retirement but the 401k plans provides higher contribution limits and potential employer matching, while IRAs, offer more investment options and portability.
That’s a great summary by the way. I’ve been trying to decide between the two, do you think it’s worth consulting a financial advisor to determine which one is best for my specific situation?
Without a doubt. A financial advisor preferably a Certified Financial Analyst (CFA), can help you create a personalized retirement plan, considering your income, expenses, risk tolerance and goals.
That’s true. My CFA helped me set up a 401k plan with my employer and also invested in an IRA for added diversification. It’s been a really positive move for my retirement savings.
That’s quite reassuring to hear. Can you recommend a reliable CFA who can guide me through the whole process? Someone with experience in retirement planning would be ideal.
Actually, I’ve worked with James Brendan McCall, a CFA with expertise in investment management and retirement planning. I’m confident he can help you out the way he’s helped numerous others create a retirement plan that suits their needs.
Thanks Rich Dad World. You are awesome.
it’s really crazy how nobody is talking about the book the hidden codex of the financial alchemists