How to Stop Just Saving Money and Start Building Cash Flow — Andy Tanner, Del Denney

Wondering how to start investing when you've spent your entire life learning how to save money?

You work hard. You pay your bills. You put money in the bank.

You've followed the rules of financial responsibility.

But here's the question: Is saving money actually making you wealthy?

Most people believe that if they save enough money, financial security will eventually follow. But Rich Dad investing expert Andy Tanner argues that saving and building wealth require two very different ways of thinking.

In this episode of Rich Dad Stockcast, host Del Denney sits down with Andy to explore why so many disciplined savers struggle to become confident investors.

Andy shares a personal story about a wealthy mentor who challenged him when he was young. He thought he wanted to be rich, but his mentor saw something entirely different.

That conversation changed the way Andy thought about money.

Years later, Andy and his wife reached a major savings milestone. They had done everything they were supposed to do financially.

But Andy discovered that reaching a savings goal wasn't the same as learning how to create wealth.

So what separates someone who accumulates money from someone who knows how to make money work for them?

And what should you understand before putting your hard-earned savings into stocks, options, real estate, or other investments?

Andy challenges conventional advice about saving, explains why fear can keep people from taking the next step, and shares what he believes every beginning investor should focus on first.

With inflation continuing to challenge purchasing power, understanding the difference between saving and investing matters more than ever.

You don't have to gamble your savings to become an investor. But you do have to develop skills that saving alone won't teach you.

🎯 Visit for access to FREE investing tools, including Andy’s “Power of 6” ebook.

00:00 Savers to Investors
02:11 Click and Get Paid
05:21 Consumer Saver Investor
10:40 Discipline and Creativity
16:29 Inflation and Asset Classes
20:00 Education and Jargon
25:02 Cash Flow Basics
27:26 Weekly Action Plan
29:00 Final Takeaways
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Disclaimer: The information provided in this video is for educational and informational purposes only. It should not be considered as financial advice or a recommendation to buy or sell any financial instrument or engage in any financial activity.

The content presented here is based on the speaker's personal opinions and research, which may not always be accurate or up-to-date. Financial markets and investments carry inherent risks, and individuals should conduct their own research and seek professional advice before making any financial decisions.

Cameron Long

Cameron Long

Cameron is a seasoned CFO and CPA with 31 years in finance. He created the AI Trader's Playbook to help everyday investors use AI to find high-confidence trades — in minutes, not hours.

Read More About Cameron →    Get the AI Trader's Playbook

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3 Comments

  1. Most savers aren’t scared of losing money. They’re scared of losing it in public. Inflation takes it quietly and nobody notices.

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